Queen Freddie

CLICK HERE for more information on GPS UNITS!

CLICK HERE for more information on SMART PHONES!

CLICK HERE for more information on I PODS!

Loss Mitigation Section 1, Banks Overwhelmed

Before the spring of 2009, there was no ordinary set of rules for loan modifications in the United States or in Phoenix, Az. Each bank in Phoenix, AZ had its own rules as to how they sought to deal with loan modifications. In most positions, the loss mitigation through loan modification practice heavily favored the lenders.  Their key concern was to find a way to regain the money that a home owner was behind in payments.  Normally, the banks would either increase the monthly payment or expand the term of the payments so that those late payments would just be paid off at the end of a loan.  Typically, when the loss mitigation through loan modification procedure called for increased payments, the foreclosure of a house was only postponed by a couple months, because there was no way that they could make a higher payment.

A new program, announced in the spring of 2009 by the Obama presidency has changed the loss mitigation through loan modification process.  The rules for loss mitigation through loan modification have evolved.  This program mandated that mortgage payments be condensed to just thirty one percent of the home owner’s income.  For a lot of Americans, this meant that they may possibly once again have the funds for to pay their mortgage payments.  The loss mitigation through loan modification practice, appeared to be a great helping hand. 

Yet, the plan only covers mortgages through Fannie Mae, Freddie Mac and the FHA, but it is broadly thought that most other banks will decide to follow the guidelines for loss mitigation through loan modification as laid out by the Obama Government.  The Making house Affordable Modification program has positioned the focal point right on loss mitigation through loan modification. Many citizens in danger of losing their houses to foreclosure didn’t even identify what loan modification was. 

Since the plan’s beginning, there have been scores of citizens flooding into lenders to apply for loss mitigation through loan modification.  With all of these people facing the time crunch to duck foreclosure, this has placed the burden of a national housing disaster squarely on the backs of the Loss Mitigation Department at your bank and every lender. 

Before the housing catastrophe and the collapse of the real estate market, foreclosures were not very common.  many lenders and mortgage providers kept a staff of just a couple people to handle loss mitigation.  Foreclosures were not very common and loan modifications were even less common. 
However, the times have certainly changed.  Lenders and banks have amplified the size of their loss mitigation units exponentially. This has meant thousands of citizens needed to be qualified to work with loan modifications and all of the additional tasks that fall to the loss mitigation department at a lending institution.
There are horror stories abound on the topic of patrons having to hound and hassle Loss Mitigation Departments to get their paperwork pressed through to escape foreclosure.  Loss Mitigation Departments are currently still short-staffed, under experienced, and overworked.
Read Part 2 of our Loss Mitigation Report to Locate a Better Solution to avoiding foreclosure.

Do you want to go to the next step? Free Short Sale Consultation by Short Sale Specialists.

Fred Weaver and Kevin Kauffman, Group 46:10, do daily blog – find it here: Maricopa – Mortgage Short Sale Arizona

Brian May to RT: I still feel Freddie’s around

RARE 45RPM RECORD SIGNED FREDDIE MERCURY QUEEN DON’T TRY SUICIDE LIFETIME COA $2,275.00

FREDDIE MERCURY QUEEN SIGNED AUTHENTIC INDEX CARD FRAMED DISPLAY PSA/DNA #Q07597 $1,999.99

QUEEN-THE GAME-Gold Record Award Presented To QUEEN-Freddie Mercury-Brian May $1,979.00

QUEEN-LIVE KILLERS-Gold Record Award Presented To QUEEN-Freddie Mercury $1,979.00

VINTAGE 1970′s 70′s 1973 FREDDIE MERCURY QUEEN DEBUT RECORD ALBUM PROMO T-SHIRT $1,800.00

The Brian May Band / 2 LP / Live At The Brixton Academy / Queen Freddie Mercury $1,140.00

HAITIAN ART: FREDDIE MERCURY – LIVE AT WEMBLEY – QUEEN $1,100.00

QUEEN (W/FREDDIE MERCURY) FULL GATEFOLD SIGNED JAZZ LP COVER $799.99

Freddie Mercury (+) QUEEN autograph, signed vinyl cover $712.50

QUEEN (FREDDIE MERCURY TRIBUTE) UNIQUE ONE OF A KIND HANDCRAFTED CHESS SET $540.00

QUEEN / COMPLETE SET / MINI LP CD / JAPAN CD / FREDDIE MERCURY / BRIAN MAY / CD $549.95

QUEEN Japan PROMO issue 1991 12 x CD single BOX SET still SEALED Freddie Mercury $479.99

BEST 1975 Queen Freddie Mercury Rock Negative + Rights $499.99

Freddie Mercury Queen Poster Canvas Photo Oil Painting $389.99

FREDDIE MERCURY Japanese music LASERDISC single SEALED Montserrat Caballe QUEEN $349.99

Queen A Night at the Opera lp signed by Freddie, Brian, Roger, & John $329.00

LARRY LUREX I CAN HEAR MUSIC 45 FREDDIE MERCURY QUEEN PHIL SPECTOR $280.00

FREDDIE MERCURY( QUEEN) – 24 Carat LP Gold Disc – MR BAD GUY $205.44

QUEEN set of 7 x JAPAN audio cassette tapes 1978 issue FREDDIE MERCURY $249.99

PROMO LABEL FREDDIE MERCURY JAPAN QUEEN UNPLAYED STOP A $249.99

Queen Freddie Mercury ticket Bournemouth Winter Gardens 13/11/74 $237.05

Queen CD Single Box Japan Twelfth CD Box Japan Sealed New Copy! Freddie Mercury $249.99

Queen CD Single Box Japan Twelfth CD Singles Box Set Promo Copy! Freddie Mercury $249.99

QUEEN FREDDIE MERCURY CD GOLD DISC RECORD PHOTO Made In.. HUGE AND EXCLUSIVE! $158.01

Queen Freddie Mercury RARE Collectable Figure with Microphone and Leather Jacket $200.00

Queen Freddie Mercury RARE Collectable Figure with Microphone and Leather Jacket $190.00

Freddie Mercury Member Of The Queen, Canvas Wall Art Print / Picture $104.28

GEORGE HURRELL RARE QUEEN & FREDDIE MERCURY PHOTO $199.99

Freddie Mercury Member Of The Queen, Canvas Wall Art Print / Picture $91.64

Queen The Miracle Japan Book ’81 Poster Freddie Mercury $199.99

Queen 1985 Japan Tour Book Program with Flyer Freddie $199.99

Queen 1979 Japan Promo Press Release Freddie Mercury $199.99

Queen Forever Japan Book 1975 w/ Flexi Freddie Mercury $199.99

Queen 1975 Japan Tour Book Program Freddie Mercury $199.99

Freddie Mercury Member Of The Queen, Canvas Wall Art Print / Picture $79.00

RARE ORIGINAL QUEEN FREDDIE MERCURY T-SHIRT USA 1978 TOUR MEDIUM $179.99

FREDDIE MERCURY/Queen -How Can I Go On- Rare UK 7″ Picture Disc $154.85

Freddie Mercury Member Of The Queen, Canvas Wall Art Print / Picture $61.62

Queen Teo Torriatte Japan Promo only CD Freddie Mercury $169.99

Queen Keep Yourself Japan 7″ Vinyl 1974 Freddie Mercury $169.99

Queen Rocks UK Double Vinyl LP 1997 Freddie Mercury $169.99

FREDDIE MERCURY ROCK GROUP QUEEN FRAMED LIMITED EDITION /500 $93.64

FREDDIE MERCURY QUEEN 12 INCH MAXI SINGLE CLUB MIX DUB MIX L.A. MIX EXTENDED MIX $159.99

FREDDIE MERCURY QUEEN LIVE MAGIC $159.99

Freddie Mercury Member Of The Queen, Canvas Wall Art Print / Picture $53.71

FREDDIE MERCURY PORTRAIT.2-painting-watercolors-fine arts illustration QUEEN lp $149.99

Freddie Mercury Member Of The Queen, Canvas Wall Art Print / Picture $48.97

NOS Freddie Mercury 1974 Queen II vTg Rock BOHEMIAN RHAPSODY NOS Concert T-Shirt $149.99

Freddie Mercury Member Of The Queen, Canvas Wall Art Print / Picture $47.39

Freddie Mercury Member Of The Queen, Canvas Wall Art Print / Picture $44.23

PET SHOP BOYS / FREDDIE MERCURY REMIX SINGLE 1987 HONG KONG WHTILE LP QUEEN $149.99

Freddie Mercury Mr Bad Guy Japan Promo Vinyl LP Queen $149.99

Freddie Mercury Member Of The Queen, Canvas Wall Art Print / Picture $37.91

Freddie Mercury Member Of The Queen, Canvas Wall Art Print / Picture $37.91

FREDDIE MERCURY PRINT poster queen made in heaven cd japan night at the opera lp $129.99

FREDDIE MERCURY PRINT poster queen ovation guitar made in heaven cd japan opera $129.99

QUEEN Japan UNUSED 1999 PROMO BOX not mini LP w/CD GREATEST HITS Freddie Mercury $129.99

Freddie Mercury Member Of The Queen, Canvas Wall Art Print / Picture $31.59

Freddie Mercury Member Of The Queen, Canvas Wall Art Print / Picture $30.01

QUEEN BAND with FREDDIE MERCURY CARTOON EGG ART (4) FIGURES 1-of-a-kind! $139.00

1.5 oz Freddie Mercury Queen Purple Shot Glass Bar Ware $5.99 The hardest to find piece for your collection. A Freddie Mercury shot glass. Glass is clear with a purple image. Dishwasher safe. Real glass, not plastic….

Queen (Freddy Mercury) Boxed Coffee Mug QUEEN Live at Wembley Stadium MUG Don’t stop me now! Comes in offical Queen presentation box. …

Freddie Mercury (Queen) Collectable Latte Mug from the Legends Collection (Le… $18.00 Legends Latte MUG Fred Mercury…

Queen: Greatest Hits I & II $13.60 Audio CD (November 14, 1995) Original Release Date: 1995 Number of Discs: 2 Label: Hollywood Records…

Greatest Hits I, II & III – The Platinum Collection (3CD) $13.72 All products are BRAND NEW and factory sealed. Fast shipping and 100% Satisfaction Guaranteed….

Greatest Hits: We Will Rock You Edition $9.39 All products are BRAND NEW and factory sealed. Fast shipping and 100% Satisfaction Guaranteed….

The Elephant Man [VHS] $12.63 You could only see his eyes behind the layers of makeup, but those expressive orbs earned John Hurt a well-deserved Oscar nomination for his moving portrayal of John Merrick, the grotesquely deformed Victorian-era man better known as The Elephant Man. Inarticulate and abused, Merrick is the virtual slave of a carnival barker (Freddie Jones) until dedicated London doctor Frederick Treves (Anthony H…

All Creatures Great and Small – Series 4 [VHS] $26.93 The fascinating tales of James Herriot, a veteranarian in 1940′s Yorkshire England. When James joins the successful practice of Siegfried Farnon, the adventures begin. Whether it’s Siegfried, his brother Tristan, or the mischevious characters and animals of the county, each day brings on a new set of adventures….